🏠 Property Kharidne Se Pehle Zaroor Check Karein Ye 10 Documents

Property kharidna ek bada investment hai. Deal final karne se pehle kuch important documents verify karna zaroori hai, taaki future mein ownership ya legal problem na ho.

1. Title Deed — स्वामित्व दस्तावेज

Ye document batata hai ki property ka legal owner kaun hai aur seller ke paas property bechne ka adhikar hai ya nahi.

2. Chain of Title — मालिकाना हक का इतिहास

Property pehle kin-kin owners ke paas rahi aur ownership seller tak kaise pahunchi, ye verify karein.

3. Encumbrance Certificate (EC) — भार प्रमाणपत्र

Property par loan, mortgage ya registered legal charge hai ya nahi, ye check karne ke liye.

4. Occupancy Certificate (OC) — अधिभोग प्रमाणपत्र

Flat ya building ke case mein ye check karta hai ki building applicable rules ke according complete hai aur occupation ke liye eligible hai.

5. Allotment Letter — आवंटन पत्र

Builder ya authority ne property/flat kis buyer ko allot kiya hai, iska record.

6. Property Tax Receipt — संपत्ति कर रसीद

Property ke applicable taxes paid hain ya pending, ye verify karne ke liye.

7. Parking Allotment Letter — पार्किंग आवंटन पत्र

Flat ke saath parking mil rahi hai to parking number/space officially allotted hai ya nahi, ye check karein.

8. NOC — अनापत्ति प्रमाणपत्र

Relevant society, bank, developer ya authority se required clearance/NOC hai ya nahi, ye verify karein.

9. Mutation — नामांतरण / दाखिल-खारिज

Government/revenue records mein naye owner ka naam update hua hai ya nahi, ye check karein.

10. Conversion/ Diversion Certificate — भूमि उपयोग परिवर्तन

Agar land ka use agricultural se residential/commercial kiya gaya hai, to applicable conversion/diversion approval verify karein.

⚠️ Bonus Tips

• Bahut samay se vacant property ho to ownership aur records ko carefully verify karein.

• Seller agar jaldi payment ya unusually large token amount ke liye pressure bana raha hai, to documents verify kiye bina payment na karein.

• Sirf ek document ke basis par property ko legally clear na maanें. Relevant title, registration, revenue aur encumbrance records ko collectively verify karein.

Rewa mein property kharidne ya bechne se pehle documents carefully verify karein aur zarurat padne par qualified property lawyer se legal advice lein.

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